Soul Works Healing empowers clients to choose a rate that is financially compatible for them. When considering this rate clients are encouraged to choose a rate that is sustainable for them, meaning that this rate supports their access to therapy at the frequency they are in need of.

When a client decides on a sustainable rate, this also supports therapists’ sustainability to offer equitable pricing while maintaining quality therapeutic work.

Learn more about joining the beauty of equitable pricing in this article by therapist Georgiana Mora, LICSW.

The following statements, though certainly not exhaustive, may be used as a map to help locate your financial commitment to therapeutic services. I recommend that potential clients also consider what is “sacrifice vs. hardship” mindset while reading.

Accessing Lower-cost Therapy:

• I may have marginalized identities or face societal oppression that affects my financial access.

• I may have an entry-level or hourly income.

• I may have limited benefits or no insurance.

• I may not be able to access therapy without hardship at another out-of-network provider or at the suggested market cost.

• I may have many other essential recurring costs or dependents.

Accessing Market Rate Therapy

• I may have a steady income with some benefits.

• I may be able to be partially reimbursed for services by my insurance.

• I may be able to access therapy at this rate with expendable income for some luxury purchases.

• I may hold some privileged identities that may make it easier to access financial means.

Accessing Higher-cost Therapy

• I may have many privileged identities that enable me to access financial means.

• I typically am able to purchase many luxury items.

• I typically expect to pay a higher-rate at another similar provider.

• I may be able to receive partial to full reimbursement for services from my insurance.

• I may have many dependable sources of income or have access to other financial resources that allow me to access therapeutic services.

• I want to support those who could otherwise not access therapy at the market cost.

Accessing Pay-What-You-Can Services

• I may have many marginalized identities or face many oppressive structures that affect my ability to access financial means.

• I may have an inconsistent income or be unemployed.

• I may have little to no health benefits.

• I may have many dependents or recurring essential costs.

• I would not otherwise be able to access therapeutic services.

Logan is an out-of-network provider meaning that she is not paneled with insurance companies and does not submit insurance claims on behalf of clients. Logan gives her clients a “Superbill” at the end of the month for clients to independently submit to their insurance company if they wish to receive reimbursement.

Most individuals are able to submit and receive reimbursement from their insurance company on their own with no issues after they have reached their out-of-network deductible.

This article by Lauren Hahn reviews important questions to ensure that out-of-network therapy is a compatible fit for you.

• What is my out-of-network deductible?

• How much of my out-of-network deductible has already been met?

• What is my policy period?

• What is my co-insurance?

• What is my reimbursement rate for a 45-52 minute session (90834) and a 53-60 minute session (90837)?

• How do I submit for reimbursement?

• How long do I have to submit my Suberbill?

Logan uses an equitable pricing model to help people access therapy at a price that is compatible with them, regardless of whether or not they have insurance. If individuals do not have insurance, they can still access therapy with Logan.

Diagnosis codes are provided when individuals would like to seek insurance reimbursement or would like a diagnosis for personal reasons. People not seeking a diagnosis for these reasons do not have to receive one.

You have the right to receive a Good Faith Estimate explaining how much your medical and mental health care will cost.

Under the law, health care providers are required to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for all medical services, including psychotherapy services.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.

You can ask your health care provider for a Good Faith Estimate before you schedule a service. While it is not possible for a therapist to know, in advance, how many psychotherapy sessions may be necessary or appropriate for a given person, this form provides an estimate of the cost of services provided.

If you receive a bill that is $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call (800) 985-3059.